ZieZo Aanvullend
With ZieZo Aanvullend, you get additional reimbursements, over and above your basic insurance. This could be for extra care such as physiotherapy or if you want to be properly insured for unexpected healthcare costs abroad.
Choose from 2 ZieZo supplementary insurance policies
With ZieZo Werelddekking, you get extra cover if you suddenly need to go to the hospital or visit a doctor while you’re abroad. Looking for something more? Opt for ZieZo Aanvullend 1.
ZieZo Werelddekking
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Physiotherapy from the age of 18:
no reimbursement
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Contraception from the age of 21:
no reimbursement
-
Dental expenses after an accident:
no reimbursement
-
Urgent medical care abroad:
Supplementary cover for up to 100% of the costs
-
Repatriation:
necessary transport from abroad to the Netherlands in case of illness, injury and death
-
Online self-help from Stichting mirro:
no reimbursement
-
Online skin cancer check with SkinVision:
no reimbursement
ZieZo Aanvullend 1
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Physiotherapy from the age of 18:
6 physiotherapy sessions per calendar year
-
Contraception from the age of 21:
100% reimbursed
-
Dental expenses after an accident:
up to €10,000
-
Urgent medical care abroad:
Supplementary cover for up to 100% of the costs
-
Repatriation:
necessary transport from abroad to the Netherlands in case of illness, injury and death
-
Online self-help from Stichting mirro:
100% reimbursed
-
Online skin cancer check with SkinVision:
100% reimbursed
What is not included in the package?
The following are, for example, not reimbursed:
- Spectacles and contact lenses
- Orthodontics
- Alternative therapies
- Personal contribution for maternity care
Would you prefer to be covered for these? Take a look at the Zilveren Kruis health insurance options.
ZieZo Werelddekking
-
Physiotherapy from the age of 18:
no reimbursement
-
Contraception from the age of 21:
no reimbursement
-
Dental expenses after an accident:
no reimbursement
-
Urgent medical care abroad:
Supplementary cover for up to 100% of the costs
-
Repatriation:
necessary transport from abroad to the Netherlands in case of illness, injury and death
-
Online self-help from Stichting mirro:
no reimbursement
-
Online skin cancer check with SkinVision:
no reimbursement
ZieZo Aanvullend 1
-
Physiotherapy from the age of 18:
6 physiotherapy sessions per calendar year
-
Contraception from the age of 21:
100% reimbursed
-
Dental expenses after an accident:
up to €10,000
-
Urgent medical care abroad:
Supplementary cover for up to 100% of the costs
-
Repatriation:
necessary transport from abroad to the Netherlands in case of illness, injury and death
-
Online self-help from Stichting mirro:
100% reimbursed
-
Online skin cancer check with SkinVision:
100% reimbursed
What is not included in the package?
The following are, for example, not reimbursed:
- Spectacles and contact lenses
- Orthodontics
- Alternative therapies
- Personal contribution for maternity care
Would you prefer to be covered for these? Take a look at the Zilveren Kruis health insurance options.
View all reimbursements.
We no longer offer ZieZo Aanvullend 2
Do you have this insurance already? If so, you can keep on using it.
Main features per insurance
- ZieZo Aanvullend 1 Health Insurance Card (Dutch only)
- ZieZo Aanvullend 2 Health Insurance Card (Dutch only)
- ZieZo Werelddekking Health Insurance Card (Dutch only)
Extra online care
With ZieZo Aanvullend 1 and 2, you get access to online self-help and an app with which you can check suspicious spots on your skin.
Online self-help from Stichting mirro
- Online self-help to stay mentally fit.
- Anonymously and in your own time.
- Over 25 modules about aspects such as stress, money worries, grieving and better sleep.
SkinVision app
- Take a photo of suspicious spots on your skin.
- Within 30 seconds, you will find out if the spot is suspicious or not.
- In the event of a high risk, you receive advice and support.
No excess
The excess doesn't apply to care covered by our supplementary insurances. If you get reimbursed for care, then you’ll have no excess to pay later on.
Good supplementary package, swift claims handling, handy telephone advice, no hold times on the telephone.
Angelique, via Consumentenbond
Children up to the age of 18 insured too
Children up to the age of 18 are insured on your basic insurance and the supplementary insurance too. You don’t pay a premium for them. Does your partner have more extensive supplementary insurance? If so, add your children to your partner’s insurance. Then they will get the same supplementary package.
Did you know that you don’t pay excess for children under 18? Sometimes you pay a personal contribution. But most of the care for your child is fully reimbursed.
Handy extras
With ZieZo, you benefit from the advantages of Zilveren Kruis.
The Zilveren Kruis app
Want to quickly send a bill or pay your excess? You can easily organise your insurance matters with our app. Always and everywhere.
Waiting list mediation
Does your hospital have a waiting list? Thanks to our waiting list mediation you can often get an earlier appointment. Our Care Coaches are there to find out for you! Further information available in Dutch only.
Flexible payment
At ZieZo, we want to make it as easy as possible to pay. You choose on which date your premium is debited or you can postpone the debit of your health care costs once..
Frequently asked questions
What is the difference between Ziezo and Zilveren Kruis?
ZieZo is the low-cost insurance by Zilveren Kruis. With ZieZo, you will do everything possible online. You submit your bills with your smartphone via the Zilveren Kruis app or via Mijn Zilveren Kruis. You can order medicine online. And for 100% reimbursement you order certain medical devices online. Information available in Dutch only.
Prefer a wider choice? The Zilveren Kruis insurances are more extensive.
How can I change my Zilveren Kruis insurance to ZieZo insurance?
Apply for ZieZo insurance no later than 31 December. It is easy to do online: calculate your premium and apply for ZieZo. Or have our customer services do it for you. We will cancel your Zilveren Kruis insurance on your behalf. You don’t have to do a thing.
Can I get Zilveren Kruis collective discount or employer discount?
No. You can’t get Zilveren Kruis or employer discount as the ZieZo premium is already very competitive.
Can I combine ZieZo with supplementary insurances from Zilveren Kruis?
No, sorry that’s not possible because:
- we calculate your premium based on a total ZieZo package
- ZieZo premium is only for ZieZo clients
- we want to avoid confusions
- these combinations are too complicated for our website and systems
Can I change my supplementary insurances year-round?
No, you can't modify your supplementary insurance year-round. For 2024, you can modify it up to the 1st of February 2024. The modifications will take effective from the 1st of January 2024.
